Credit Infrastructure
for growing Fintechs

Access credit against your origination data and settle in 10+ currencies via a single API integration.

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QuickCredit Facility · 30-day rolling · USDC
2,187 mandates backingActive
0
out of 1000
Credit line live fluxscore
Available to draw
$1,000,000
$370,000 drawn37%
$630,000 still available to draw
1,890 draws37% deployed2.1× capital turnover

Loan breakdown

0 Pending0 Approved4 Active2 Repaid0 Overdue

Facility terms

18%
Interest rate
30 days
Default tenor
5%
Penalty APR
9.6%
Buffer reserve
NGN
Currency

Lifetime performance

2.1×
Capital turnover
222,200
Drawn to date
3,656
Unique borrowers
18 minutes
Avg. time to fund

Building with the best

mono
Agusto & Co.
Aave
Polygon
Flutterwave
Fundmey
Standard Link

Access credit in seconds

Fund your growth
through a single API

WalletLIVE

Get funded for growth

We size and price a revolving credit line as a function of your underlying loan performance data.

Loan performance chart
+4578

Cheapest credit in the market.

Get just-in-time funding for originating a loan in minutes without inflating overheads on undrawn capital at the best* rates in the market.

NdeyeXOF 450,000
Eleanor PenaNGN 578,900
AbenaGHS 27,000.00
KofiKES 35,000.00
AhmedNGN 8,80,000.00
NdeyeXOF 450,000
Eleanor PenaNGN 578,900
AbenaGHS 27,000.00
KofiKES 35,000.00
AhmedNGN 8,80,000.00
AhmedNGN 8,80,000.00
KofiKES 35,000.00
AbenaGHS 27,000.00
Eleanor PenaNGN 578,900
NdeyeXOF 450,000
AhmedNGN 8,80,000.00
KofiKES 35,000.00
AbenaGHS 27,000.00
Eleanor PenaNGN 578,900
NdeyeXOF 450,000

Local fiat support.

Settle in multiple currencies across the world. No need to understand self-custody or the headache of offramping stablecoins. We do it for you.

Secured by data and access.

No need to post 120% collateral or bonds. We manage capital controls with favourable standing instructions and buffers.

how it works

Stories behind
the tech.

Innflux Protocol
LINE_01
27V·71%
NIGERIA · WEST AFRICA
LINE_02
26V·73%
GHANA · WEST AFRICA
LINE_03
26V·73%
KENYA · EAST AFRICA
LINE_04
23V·73%
CÔTE D'IVOIRE · WEST AFRICA
LINE_05
25V·73%
MALI · WEST AFRICA
LINE_06
23V·73%
SENEGAL · WEST AFRICA

Giving credit where
credit is due.

Grow with us today

Learn more